Thursday, January 7, 2010

Lessons Learnt #2

Be Prepared for Road Accidents/Breakdown

I've described about the road accident I encountered last year in my previous posting here and here. I would like to go back further into my memory lane on why I started taking towing services.

When I was still using a Kelisa back in 2006, some mishap happened to my car. The rear tire rod broke causing the car to sway excessively even at 30km/h. I had to sent the car to the workshop for repairs since I can't even go more than 30km/h. At that time, I was staying in Bandar Seri Permaisuri, Cheras. I wanted to tow my car to Perodua Service Centre in Keramat where I use to send my car for periodic service. It is about 20km away.

I thought I was lucky since I took up a motor insurance coverage which stated that they offered FREE towing service to the customers. So I called the insurance company to request for the towing service. To my surprise and disappointment, the operator told me that they don't actually offer that service. They can only guide and recommend on which tower to use. I have to pay for the towing service. The operator then called their panel tower and sent him to me.

Guess how much did it cost for the 20km towing service? RM120! RM110 after discount! Like it or not, I have to pay since I had no options. Later I found out that whatever towing services offered together with your motor insurance are just gimmick! They merely don't offer the service like in my case, or they only cover for a short distance. More than that, you have to fork out your own money.

Since then, I've never failed to take up towing services independently. I only pay RM70 per year for that service which includes personal accident coverage. And when I need it the most during that accident, the service came to my rescue. I always remind people around me to take up that kind of service but somehow many of them are reluctant. Perhaps when they need it the most, then only will they realize the importance of it. Be it Road Warrior or AAM, just take one and be prepared in case something wrong happens.

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